Crypto Loan

Use your idle assets as collateral to borrow other assets to take advantage of various trading and investment opportunities.
Zero Fee
Multi-Collateral
Collateralize to Get Simple Earn Return
Auto-Replenish Collateral
VIP Loan
Loan Information
Old Version
Coin
Borrowable Amount
Flexible Rate
Hourly/Annual Interest Rate
7D Fixed Rate
Hourly/Annual Interest Rate
30D Fixed Rate
Hourly/Annual Interest Rate
Action
usdt
USDT
332,647,481
0.000507%/
0.000558%
/4.89%
0.000625%
/5.48%
btc
BTC
2,771
260.24M USDT
0.000257%/
0.000336%
/2.95%
0.000311%
/2.73%
eth
ETH
6,230
11.25M USDT
0.000255%/
0.000349%
/3.06%
0.000307%
/2.69%
xrp
XRP
19,080,391
40.62M USDT
0.000553%/
0.000606%
/5.31%
0.000917%
/8.04%
doge
DOGE
198,308,997
33.72M USDT
0.000344%/
0.000403%
/3.54%
0.000613%
/5.37%
ondo
ONDO
23,895,045
20.71M USDT
0.000904%/
0.001504%
/13.18%
0.001202%
/10.53%
shib
SHIB
1,016,407M
12.85M USDT
0.000333%/
0.000370%
/3.25%
0.000613%
/5.37%
bnb
BNB
20,803
12.4M USDT
0.003434%/
0.005634%
/49.36%
0.005284%
/46.29%
ltc
LTC
142,414
12.33M USDT
0.000352%/
0.000387%
/3.40%
0.000613%
/5.37%
usdc
USDC
11,318,566
0.000530%/
0.000664%
/5.82%
0.001033%
/9.05%
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FAQ

What is Flexible Crypto Loan?

Flexible Crypto Loan is Gate.io's new loan product with no fixed loan term. You can use one crypto as collateral to borrow another. With no fixed loan term, you can borrow and repay anytime and the borrowed crypto will be sent to your account in real time. The borrowing interest rate is dynamic based on market conditions. As long as your LTV is below the liquidation LTV, you can keep holding the borrowed crypto.

What is LTV?
How to calculate the interest and how is it deducted?