The value of XRP when Ripple defeats the SEC and regains the top 3 position

This has been a long and disappointing journey for those holding XRP. For over three years, the lawsuit between Ripple and the SEC has heavily impacted the performance of XRP, while other altcoins still have room to grow. But now, the clouds have finally cleared. In March 2025, the SEC officially withdrew its appeal and Ripple agreed to settle for $50 million. Most of the legal troubles are behind, but the case is not yet fully closed. Ripple still needs to pay the fine in full before everything officially concludes. So this is the big question — can XRP climb to the top 3 position in the cryptocurrency rankings? And what will the price be if that happens? The current price of XRP and market capitalization Nowadays, the price of XRP is trading around $2.18, with a market capitalization of approximately $127.9 billion. Currently, this is the 4th cryptocurrency by market capitalization, just after Tether (USDT), holding the 3rd position with a market capitalization of $147 billion. That means XRP needs about 19 billion dollars in market value to surpass USDT. Based on the current circulating supply, that would push the price up to around 2.50 dollars. What does the chart tell us? Looking at the chart, XRP had a significant breakout at the end of 2024. It rose from below 60 cents to above 2 dollars in just a few weeks. Since then, it has held onto that gain, moving sideways but still strong. Currently, it is right above the 200-day moving average, which is about $2.05. That is a good sign for the bulls. The price action has consolidated just below $2.20, with some supportive bounces in recent weeks.

The RSI is close to 47, meaning XRP is neither overbought nor oversold. It is in a neutral zone and ready to move if a new wave of demand emerges. The main resistance level is in the range of $2.40 to $2.50. That is where the next major test will take place. What happens when the case officially closes? When Ripple pays the fine and the lawsuit is 100% completed, the story will change. XRP will no longer be the "token in the lawsuit". It will become the first major cryptocurrency to defeat the SEC. That is really important. Institutional investors sitting on the sidelines can finally participate. Exchanges in the United States that delisted XRP may relist it. Confidence is increasing. Liquidity is rising. And momentum could quickly return. However, remember that the market also needs to do its part. If that happens, XRP has a real opportunity to surpass the $2.50 mark, reclaiming the number 3 position. From there, if the bullish market is still ongoing, it could even target the range of $3.00 to $3.50. That would equal or slightly exceed its all-time high from 2018. XRP has finally emerged from the courtroom and returned to the spotlight of the market. It is close to overthrowing USDT in market capitalization. And if the final payment steps go smoothly, we could see XRP rise to $2.50 and beyond in the coming weeks or months. After many years of uncertainty, XRP is one of the few major cryptocurrencies with a fresh narrative and real potential for price increase. And this time, the path is much clearer than before.